Which of the following would be considered part of personal financial goals?

Saving for a child’s education and retirement is a definitive example of personal financial goals because it directly aligns with long-term planning and aspirations individuals typically have regarding their family's future and their own financial security. Personal financial goals focus on individual priorities, future needs, and quality of life. Saving for education ensures that a child can access higher learning opportunities, which is often a significant priority for parents. Similarly, planning for retirement is crucial for maintaining a desired lifestyle after one stops working.

In contrast, the other options revolve around more generalized financial strategies or objectives rather than personal priorities. For instance, maximizing asset liquidation might be relevant in a specific context, but it doesn't reflect a personal goal aimed at enhancing one's financial future. Ensuring high current income is certainly important, but it is more about earning potential rather than a personal goal tied to life events or aspirations. Avoiding all debts, while prudent, can be overly rigid and might not take into account the strategic use of good debt that can enhance one’s financial situation. Thus, the answer highlights goals that are not only personal but also essential for holistic financial planning.