Which type of loan benefit does Angus' employer provide?

The correct choice highlights a key benefit that Angus receives from his employer in the form of a low-interest loan compared to the prescribed rate. This implies that the loan terms are favorable for the borrower, allowing them to repay less interest over time than they would with standard market loans.

Employers often offer low-interest loans to employees as an incentive, which can aid in employee retention and enhance job satisfaction. Such loans can be particularly valuable for significant purchases, like homes or education, where interest rates can drastically affect affordability.

Choosing this option signifies an understanding that employers can provide financial benefits that not only support their employees' financial health but also serve as a strategic move for the company to improve workforce morale and loyalty.